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5 Best Payday Loan Companies in Columbus

Finding yourself strapped for cash with bills piling up? A payday loan may seem like a quick fix, allowing you to borrow small amounts of money until your next paycheck comes in. While payday loans can provide fast access to funds, it's important to know they come at a high cost. Payday lenders charge astronomical interest rates and fees, often trapping borrowers in cycles of debt.

5 Best Payday Loan Companies in Columbus

When an emergency strikes and you need money immediately, you may feel you have no choice but to turn to payday loans in Columbus. However, not all payday loan companies are created equal. It pays to do your research and find a reputable lender that provides reasonable rates and flexible repayment terms. The last thing you want is to make a difficult financial situation even worse.

In this article, we will explore the top 5 payday loan companies in Columbus. We reviewed interest rates, fees, loan amounts, terms, and borrower resources to find the best options for quick cash during tough times. Read on to learn how to get emergency funds without getting ripped off.

Loan For Success

Loan For Success isn't like the other companies mentioned because it doesn't give out loans directly. Instead, it's an online platform that helps you find a loan by connecting you with many lenders. This means you can look at different offers all in one place to find the best deal for you. They can help you borrow anywhere from $100 to $5,000, with interest rates ranging from 5.99% to 35.99%.

Applying through Loan For Success is quick and easy. It only takes a few minutes to fill out the application, and you'll find out fast if you've been approved and how much you can borrow. They also offer resources to help you learn about borrowing money wisely and how to improve your finances. If you're looking for options and want to compare rates and terms from different lenders, Loan For Success is a great tool to use


CashNetUSA is one of the biggest places to get a payday loan in Columbus, Ohio. They have more than 10 spots around the city where you can go. If you need some money quickly, they can give you up to $800. The cost for borrowing money varies, ranging from $17 to $45 for every $100 you take. This means if you borrow money, you need to pay back the amount plus these extra charges.

One great thing about CashNetUSA is that if you get your loan request in and approved by 2 p.m., they can give you the money by the next day. They also have a mobile app, making it easy to ask for a loan and keep track of your account from your phone. Besides helping you with loans, CashNetUSA offers advice and tips on how to manage your money better, which is pretty helpful.


CheckSmart is a local payday loan company you can find in Columbus, with 7 places spread across the city. If you're in a tight spot and need up to $800 quickly, they might be able to help. The interest rates they charge can be pretty high, with APRs (annual percentage rates) ranging from 390% to 780%. This means borrowing money can get expensive, but it's an option if you need cash fast.

They're good at making things simple, offering same-day approval so you can get your cash within just 1 business day. If you find yourself unable to pay back the loan right away, CheckSmart offers flexible payment plans to make things easier. They're also part of the Community Financial Services Association, which means they follow certain rules to make sure they treat customers fairly.

Advance America

Advance America is a well-known payday loan company with several locations throughout Columbus. They offer loans ranging from $100 to $800, depending on what the laws in Ohio allow. If you're looking for fast cash, Advance America has a quick application process that could get you the money as soon as the next business day.

One of the perks of borrowing from Advance America is the opportunity to build a good credit history by making your repayments on time. This can be really helpful if you're trying to improve your credit score. Just like CheckSmart, Advance America is also a member of the Community Financial Services Association. This membership means they agree to follow fair practices, ensuring customers like you are treated right. If you need a payday loan, Advance America is another option in Columbus that offers a reliable and fast service.

Check 'n Go

Check 'n Go is a big name for payday loans in Columbus, with 8 locations across the city and over 150 more throughout Ohio. They offer a flexible way to borrow money, with loan amounts up to $500 and terms from 14 to 31 days to pay it back. This makes it a bit easier to find a loan that fits what you need.

Getting a loan from Check 'n Go is fast. You can apply and get approved quickly, and they can give you the money by the next business day. If you're worried about being able to pay back on time, they offer loan extensions. This can help you avoid extra fees for having not enough funds (NSF fees). Plus, you can manage your loan and make payments online, which is super convenient. Check 'n Go is a good option if you need cash fast and want a service that's easy to use.


In Columbus, there are many payday loan companies to choose from when you need cash quickly. We talked about CashNetUSA, CheckSmart, Advance America, Check 'n Go, and Loan For Success. Each one has its own benefits, like fast money or the chance to compare different loans. But remember, payday loans come with high fees, so it's important to think carefully and understand all the terms before you decide to borrow. If you're not sure, consider other ways to get money, like asking for help from friends or looking into assistance programs. Always look for the best option to protect your money.

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