Cashback websites pay you when you go through them to buy products or services online. You can make, or save, £100s a year using them.
Here are two of the top cashback sites which we use regularly, and find to be trusted providers of cashback.
How do cashback websites work?
If you want to buy something online or sign up to a finance product, rather than going direct, click through to the companies website via a cashback website and you will get paid for it. Easy as that!
The cashback sums can range from a few pence to a few pounds, or even £100 for some products.
You'll have to sign up to the cashback website, which should be free, and only take a few minutes maximum.
Then simply log in and search for the online retailer you want to buy from, such as Argos cashback, Tesco cashback, Amazon cashback or Currys cashback, John Lewis cashback and so on.
If it's listed, click the cashback websites link to visit that company.
Your visit is then tracked. If you buy something, an amount is put into your cashback website account once the transactions processed.
You can withdraw this once it arrives, which can take a few weeks, or even possibly a few months with some retailers.
Quidco Cashback websites
Quidco is one of the top two cashback websites in the UK. It has been around for many years, and so is trusted and stable, with a very large client base, and many retailers signed up. Check out this quidco review.
How do I join for FREE & get cashback + a £10 sign up bonus?
Pick the Basic membership. If you don't pick this, you'll have to pay a fee.
There's a Premium membership available. For £5, Premium members get bonus cashback promos worth £50/yr, higher payout bonuses, exclusive prize draws, a monthly £250 giveaway and ad-free shopping.
Boost returns by up to 16%. You can take your earnings as cash or get a top-up bonus by withdrawing your cashback in the form of gift cards from Amazon, John Lewis Quidco, M&S and many more.
TopCashback is also one of the top two cashback websites in the UK, and the top competitor to Quidco. It has also been around for many years, and so is trusted and stable, with a very large client base, and many retailers signed up. Sometimes Topcashback pays slightly more cash back than Quidco, and sometimes its the other war around, so its worth checking if you are buying a big ticket item.
Topcashback is free to use and pays out up to 105% of the cashback it receives from the merchant. That might sound strange, but it's able to do this as it passes on a little of the bonuses it gets for generating lots of sales.
How do I join & get cashback?
Choose its free membership. Topcashback has no annual administration fees. New users are signed up to a one-month trial of its 'Plus' membership – remember to downgrade before the trial is up (which you can do at any time), otherwise you'll find you're automatically charged for a year's membership (deducted from your earnings).
You can choose to pay a £5 membership fee. Topcashback's Plus membership* gives a 5% bonus on non-exclusive cashback rates, eg, a £100 cashback deal would net you £105 as a Plus member.
Boost returns by up to 25%. You can take your earnings as cash, but if you prefer it's possible to get a payout bonus by exchanging your cashback for gift cards from Amazon, M&S and more.